Non-negotiable
Financial Safety - Never Send Money
This is the one rule with no exceptions. Romance scammers will spin emotional, urgent, heartbreaking stories - a hospital bill, a stranded daughter, a customs fee to fly out and finally meet you. The Federal Trade Commission tracked over $1.3 billion in romance-scam losses in 2024, and trucker-aged men were among the most targeted demographics.
No exceptions rule
If anyone you met online asks for money, gift cards, crypto, wire transfers, or bank access - stop talking and report immediately. It does not matter how real the relationship feels, how detailed the story is, or how guilty they try to make you feel. Real partners do not appear from a dating site and ask a driver they've never met to wire $2,400.
Specific tactics to refuse on sight
- Gift card purchases sent as photos of the codes - used because they're untraceable.
- Cryptocurrency transfers "as an investment we'll share."
- Western Union, MoneyGram, or Cash App transfers to a stranger.
- Requests to open a bank account or receive a check on her behalf - that's money muling, and it's a federal crime even when you're tricked into it.
- Requests for your login passwords, bank routing, or ID photos.
The honest test: would you wire $500 to a woman you met once at a Love's coffee counter? Of course not. The screen doesn't change that math.